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Search Results for "Private Insurance Contract"

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Supreme Court

Supreme Court Allows Appeal in Mediclaim Policy Renewal Dispute — Insurer Must Disclose Material Changes in Coverage at Renewal. Renewal of Insurance Policy is Not a Fresh Contract; Insurer Owed Duty to Inform Insured of Restrictive Terms Under Principle of Utmost Good Faith.

9 Dec 2021

The appellants, Jacob Punnen and his wife, held a Mediclaim policy with United India Insurance Co. Ltd. since 1982, renewed annually. In March 2008, t...

High Court

Bombay High Court Partly Allows Insurer's Appeal in Employee's Compensation Insurance Dispute — Security Guard Not Covered by Private Contract Policy. Insurer Not Liable to Pay Compensation as Policy Covered Only Cleaners and Supervisors, and Pay and Recovery Principle Under Section 147 of Motor Vehicles Act, 1988 Not Applicable to Independent Private Insurance Contract Under Employee's Compensation Act, 1923.

9 Apr 2025

The judgment under review arose from a first appeal filed before the Bombay High Court at Aurangabad by an insurance company challenging an award of t...

Supreme Court

Supreme Court Allows Appeal in Health Insurance Claim Repudiation Case — Ovarian Cancer Treatment Reimbursement Ordered. Insurance Company's Repudiation Based on Pre-existing Disease Exclusion Held Invalid as Policy Did Not Define 'Pre-existing Disease' and Treatment Commenced After Policy Inception.

1 Jan 2023

The appellant, Om Prakash Ahuja, had taken a health insurance policy from Reliance General Insurance Co. Ltd. for his family, valid from 7.7.2007 to 6...

Supreme Court

Supreme Court Allows Appeal in Insurance Claim Dispute — Repudiation of Overseas Mediclaim Policy for Non-Disclosure of Pre-existing Condition Set Aside. Insurer Failed to Prove That Insured Had Knowledge of Hyperlipidaemia at Time of Proposal.

6 Dec 2021

The appellant, Manmohan Nanda, sought an overseas mediclaim policy from United India Assurance Co. Ltd. to travel to the USA for a family wedding. He ...

Supreme Court

Supreme Court Allows Appeal in Insurance Claim Dispute — Upholds Consumer Fora Orders for Compensation. Ownership of Vehicle Not Transferred Despite Sale Agreement; Insurer Liable to Pay Claim Amount with Interest.

18 Jun 2020

The Supreme Court allowed the appeal filed by Surendra Kumar Bhilawe against The New India Assurance Company Limited, setting aside the National Commi...

Supreme Court

Supreme Court Dismisses Appeal in Life Insurance Claim Repudiation Case Due to Suppression of Material Facts. Non-disclosure of existing life insurance policies at the time of proposal constitutes material suppression, entitling insurer to repudiate claim under Section 45 of the Insurance Act, 1938.

18 Feb 2025

The present appeal arises from an order dated 28.05.2019 of the National Consumer Disputes Redressal Commission, New Delhi, dismissing the appellant's...

High Court

High Court of Karnataka Dismisses Insurance Company Appeals in Motor Accident and Workmen Compensation Cases — Upholds Awards for Injured Driver and Legal Heirs of Deceased. The court held that insurers are liable to pay compensation under the Workmen's Compensation Act, 1923, and Motor Vehicles Act, 1988, when the vehicle is insured and the accident arises out of employment or negligence.

5 Jan 2015

The judgment involves multiple miscellaneous first appeals filed by insurance companies against awards of compensation in motor accident and workmen c...

High Court

High Court of Bombay Allows Appeal in Part and Enhances Compensation in Motor Accident Claim — Insurance Company Liable for Third-Party Risk Despite Alleged Breach of Policy Conditions. Parents of Deceased Awarded Enhanced Compensation with Interest Under Motor Vehicles Act, 1988.

7 Mar 2022

The case arises from a motor accident claim filed by the parents of Shreyans Udaybabu Shah, who died in a car accident on 23.02.2013. The deceased was...

High Court

High Court of Bombay Dismisses Insurance Company's Appeal in Motor Accident Claim — Gratuitous Passenger Not Covered Under Policy But Insurer Failed to Prove Breach of Conditions. The court held that the insurer must prove breach of policy conditions to avoid liability, and mere non-coverage of a passenger does not automatically absolve the insurer.

28 Feb 2014

The appeal arises from a judgment and award dated 19.9.2003 passed by the Motor Accident Claims Tribunal, Bhandara, in Claim Petition No. 42 of 2001. ...

Supreme Court

Supreme Court Allows Appeal in Motor Accident Claim Case — Insurance Company Held Liable Despite Bus Being Under Corporation's Control. The Court distinguished earlier precedent and held that under the Motor Vehicles Act, 1988, the insurance company is liable to pay compensation even when the vehicle is under the control of a state transport corporation.

1 Jan 2020

The appeal arose from a motor accident claim where a 45-year-old cyclist was killed after being hit by a bus on 16.08.2001. The bus was owned by a pri...

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