Search Results for "Insurance Policy Interpretation"

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Search Results for "Insurance Policy Interpretation"

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Supreme Court

Supreme Court Allows Appeal in Insurance Claim Dispute Over Delayed Intimation of Vehicle Theft — Delay in Informing Insurer Does Not Automatically Disentitle Claim if FIR Lodged Immediately and Delay Explained. The Court held that Condition No. 1 of the Standard Form for Commercial Vehicles Package Policy must be interpreted contextually, and rejection on technical grounds without considering explanation is not sustainable.

24 Jan 2020

The appellant, Gurshinder Singh, insured his tractor with Shriram General Insurance Co. Ltd. on 19 June 2010. The tractor was stolen on 28 October 201...

High Court

Bombay High Court Partly Allows Insurer's Appeal in Employee's Compensation Insurance Dispute — Security Guard Not Covered by Private Contract Policy. Insurer Not Liable to Pay Compensation as Policy Covered Only Cleaners and Supervisors, and Pay and Recovery Principle Under Section 147 of Motor Vehicles Act, 1988 Not Applicable to Independent Private Insurance Contract Under Employee's Compensation Act, 1923.

9 Apr 2025

The judgment under review arose from a first appeal filed before the Bombay High Court at Aurangabad by an insurance company challenging an award of t...

High Court

Bombay High Court Partially Allows Challenge to Arbitral Award in Insurance Dispute — Floater Policy Interpretation Upheld. Court remits issue of loss assessment for reconsideration under Section 34 of Arbitration and Conciliation Act, 1996.

30 Oct 2015

The petitioner, M/s. Boghara Polyfab Private Limited, had obtained a Fire and Special Perils Policy from the respondent, National Insurance Company Li...

Supreme Court

Supreme Court Allows Appeal in Insurance Claim Dispute Over Flood vs. Seepage — Heavy Rainfall Causing Sudden Inundation Constitutes Flood, Not Seepage, Under Householder Insurance Policy. The court held that the insurer's repudiation based on 'seepage' was unjustified as the damage was caused by flood, a covered peril under the policy.

11 Jul 2025

The appellant, Gopal Dikshit, owned a premises in New Delhi insured with United India Insurance Company Ltd. under a Householder Insurance Policy vali...

High Court

High Court of Bombay Dismisses Petition Challenging Arbitral Award in Insurance Dispute — Floater Policy Interpretation and Burden of Proof Upheld. The court held that the arbitrator's finding that the policy was not a floater policy and that the insured failed to prove loss was not patently illegal under Section 34 of the Arbitration and Conciliation Act, 1996.

27 Nov 2012

The petitioner, M/s. Boghara Polyfab Pvt. Ltd., obtained a Standard Fire and Special Perils Policy from the respondent, National Insurance Company Ltd...

Supreme Court

Supreme Court Allows Appeal in Insurance Claim Dispute — Repudiation of Overseas Mediclaim Policy for Non-Disclosure of Pre-existing Condition Set Aside. Insurer Failed to Prove That Insured Had Knowledge of Hyperlipidaemia at Time of Proposal.

6 Dec 2021

The appellant, Manmohan Nanda, sought an overseas mediclaim policy from United India Assurance Co. Ltd. to travel to the USA for a family wedding. He ...

High Court

High Court Considers Whether Insurance Claim Dispute Pertaining to Overhauling Costs of Gas Turbine Engine is Quantum or Liability Dispute Under Policy Arbitration Clause. Insurer's Petition Under Section 34 of Arbitration Act Challenges Arbitral Award That Treated Overhaul Claim as Part of Quantum and Awarded Damages to Insured.

22 Apr 2026

The dispute arose from an Industrial All Risk Policy issued by the petitioner insurance company to the respondent's successor, covering a captive powe...

High Court

High Court of Bombay Dismisses Petition Challenging Arbitral Award in Insurance Dispute — Loss of Profit Claim Rejected Due to Flood Exclusion Clause. The court upheld the arbitrator's finding that 'inundation' was excluded under the Loss of Profit (Fire) Policy, and the claim was not maintainable.

11 Mar 2020

The petitioner, Agrocel Industries Pvt. Ltd., was engaged in the production of Marine Chemical Bromine and had availed a 'Loss of Profit (Fire) Policy...

Supreme Court

Supreme Court Allows Appeal in Insurance Claim Dispute Due to Non-Communication of Exclusionary Clauses. The court restored the District Forum's order awarding compensation for theft loss, as the insurer failed to communicate exclusionary terms.

12 Apr 2019

The appellant, Bharat Watch Company, a partnership firm, had insured its stock of watches with the National Insurance Co. Ltd. On the night of 3 Augus...

Supreme Court

Supreme Court Allows Insurance Company's Appeal Against Liability for Death Claim Due to Heat Stroke. Insurance Policy Strictly Construed to Exclude Natural Deaths and Time-Barred Claims Under Contract Terms Requiring 'External Violent and Visible Means' for Coverage.

8 Feb 2023

The Supreme Court addressed an appeal concerning insurance liability for the death of a police constable during election duty. The appellant insurance...

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