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High Court

High Court of Karnataka Upholds Insurance Company's Liability in Motor Accident Claim — Third Party Risk Coverage Extends to Pillion Rider Under Section 147 of Motor Vehicles Act, 1988. The court held that a pillion rider on a two-wheeler is a third party covered under the insurance policy, and the insurer is liable to pay compensation even without additional premium.

2 Feb 2022

The case involves an appeal by the Oriental Insurance Company Ltd. against the judgment and award dated 26.06.2010 passed by the II Additional Distric...

High Court

Bombay High Court Dismisses Insurance Company's Appeal in Motor Accident Claim Case Due to Breach of Policy Conditions. The court upheld the principle of 'pay and recover' under Section 149 of the Motor Vehicles Act, 1988, holding the insurer liable to pay compensation to third-party victims even if the driver lacked a valid license.

7 Sep 2020

The present appeal was filed by the United India Insurance Co. Ltd. (the appellant) challenging the judgment and award dated 18-08-2005 passed by the ...

High Court

Bombay High Court Allows Insurance Company's Appeal in Motor Accident Claim for Pillion Rider Death. Act Policy does not cover pillion rider risk, so insurance company not liable for compensation.

19 Jun 2017

The case involves an appeal by the National Insurance Company Ltd. against a judgment and order dated 22.08.2006 passed by the Motor Accident Claims T...

High Court

Bombay High Court Dismisses Insurance Company's Appeal in Employee's Compensation Case — Insurer Liable Despite Dishonoured Premium Cheque. Third-Party Compensation Upheld as Insurer Failed to Prove Policy Cancellation Before Accident Under Employee's Compensation Act, 1923.

20 Jul 2026

The case arises from a claim under the Employee's Compensation Act, 1923, filed by the dependents of deceased Kishor Shende, who died in a motor vehic...

High Court

Bombay High Court Upholds Insurance Company's Liability in Motor Accident Claim Despite Policy Cancellation Due to Cheque Dishonour — Insurer Must Pay Third Party and Recover from Owner. The Court held that the insurer's liability to a third party continues until the policy is validly cancelled and intimated to the third party, and the insurer can recover the amount from the owner.

17 Nov 2017

The case involves an appeal by The Oriental Insurance Co. Ltd. against the judgment and award of the Motor Accident Claims Tribunal, Nagpur, in Claim ...

High Court

Bombay High Court Partially Allows Challenge to Arbitral Award in Insurance Dispute — Floater Policy Interpretation Upheld. Court remits issue of loss assessment for reconsideration under Section 34 of Arbitration and Conciliation Act, 1996.

30 Oct 2015

The petitioner, M/s. Boghara Polyfab Private Limited, had obtained a Fire and Special Perils Policy from the respondent, National Insurance Company Li...

High Court

Karnataka High Court Reduces Compensation in Motor Accident Claims for Rider of Motorcycle Under Section 163A of Motor Vehicles Act. Rider Held Not Entitled to Full Compensation as Liability Limited to Contractual Personal Accident Cover of Rs.1,00,000.

1 Oct 2020

The case involved a fatal motorcycle accident on 08.12.2007 where the rider lost control and collided with a roadside stone, resulting in the death of...

High Court

Bombay High Court Upholds Pay-and-Recover Direction Against Insurer for Dishonoured Cheque Premium — Insurer Must Pay Third-Party Claimants First Then Recover from Owner. The court held that under Section 149 of the Motor Vehicles Act, 1988, the insurer is liable to third parties even if the premium cheque was dishonoured, and the direction to pay first and recover from the owner is valid.

4 Dec 2017

The Oriental Insurance Co. Ltd. appealed against the judgment and award dated 7th November 2008 passed by the Motor Accident Claims Tribunal, Akola in...

High Court

High Court of Bombay at Aurangabad Allows Insurance Company's Appeal in Motor Accident Claim — Owner of Vehicle Cannot Claim Compensation as Third Party Under Own Insurance Policy. The court held that the deceased, being the owner and insured of the auto rickshaw, cannot be treated as a third party for claiming compensation under the Motor Vehicles Act, 1988.

23 Sep 2016

The present appeal was filed by the United India Insurance Company Ltd. against the judgment and award passed by the Motor Accident Claims Tribunal, B...

High Court

Bombay High Court Upholds Insurance Company's Liability in Motor Accident Claim — Pay and Recover Order Against Owner Upheld. Insurer Directed to Pay Compensation to Claimants and Recover from Owner Due to Breach of Policy Conditions.

5 Aug 2019

The appeal was filed by the United India Insurance Company Ltd. challenging the Judgment and Award dated 28.08.2017 passed by the Motor Accident Claim...

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