Search Results for "insurance breach"

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Search Results for "insurance breach"

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Supreme Court

Supreme Court Allows Appeal in Insurance Claim Dispute Over Delayed Intimation of Vehicle Theft — Delay in Informing Insurer Does Not Automatically Disentitle Claim if FIR Lodged Immediately and Delay Explained. The Court held that Condition No. 1 of the Standard Form for Commercial Vehicles Package Policy must be interpreted contextually, and rejection on technical grounds without considering explanation is not sustainable.

24 Jan 2020

The appellant, Gurshinder Singh, insured his tractor with Shriram General Insurance Co. Ltd. on 19 June 2010. The tractor was stolen on 28 October 201...

Supreme Court

Supreme Court Dismisses Appeal by Insurance Company in Fidelity Guarantee Claim for Employee Dishonesty. Employee Involvement in Substituting Mentha Oil with Water Proved Through Survey Report and Police Complaint, Upholding National Commission's Award of Rs. 3.46 Crore with Interest.

14 Feb 2020

The appellant, Oriental Insurance Co. Ltd., issued a Fidelity Guarantee Insurance Policy to the respondent, National Bulk Handling Corporation Pvt. Lt...

Supreme Court

Supreme Court Allows Appeal in Mediclaim Policy Renewal Dispute — Insurer Must Disclose Material Changes in Coverage at Renewal. Renewal of Insurance Policy is Not a Fresh Contract; Insurer Owed Duty to Inform Insured of Restrictive Terms Under Principle of Utmost Good Faith.

9 Dec 2021

The appellants, Jacob Punnen and his wife, held a Mediclaim policy with United India Insurance Co. Ltd. since 1982, renewed annually. In March 2008, t...

High Court

Madras High Court Dismisses Writ Appeals Seeking Mandamus Against Regulatory Authorities for Data Breach Complaint — No Statutory Duty Established Under IT Act or Insurance Laws.

8 Apr 2026

The appellant, Himanshu Pathak, proprietor of CyberX9, filed six writ petitions before the Madras High Court seeking a writ of mandamus directing the ...

Supreme Court

Supreme Court Allows Appeal in Insurance Claim Case for Theft of Vehicle Purchased at Auction — Insurer Cannot Repudiate Claim on Ground of Lack of Insurable Interest When Premium Was Accepted and Policy Issued Reflecting Transferee's Name.

31 Jul 2019

The appellant, M/s. Balwant Singh & Sons, purchased a vehicle at an auction conducted by ICICI Bank, the hypothecatee, after the original owner (third...

High Court

Bombay High Court Allows Suit for Insurance Claim in Fire Policy Dispute - Insurer Liable for Loss of Hypothecated Goods Despite Alleged Breach of Condition. The court held that the insurer failed to prove that the machinery breakdown condition was breached or that it caused the fire, and the plaintiffs had insurable interest in the goods.

10 Apr 2006

The plaintiffs, M/s T.T. Blades (a partnership firm manufacturing razor blades) and a bank (plaintiff no.2), filed a suit for recovery of Rs.4,44,155 ...

Supreme Court

Supreme Court Allows Appeal in Insurance Claim Case Due to Improper Repudiation Based on Delay in Intimation. The Court Held That Delay in Informing Insurer About Theft Does Not Automatically Disentitle Claimant If FIR Was Registered Promptly and Police Action Was Taken, Interpreting Condition No. 1 of the Insurance Contract in Favor of the Insured Under Consumer Protection Principles.

11 Feb 2022

The appeal arose from an order of the National Consumer Disputes Redressal Commission (NCDRC) which allowed a revision petition by the insurance compa...

Supreme Court

Supreme Court Allows Insurer's Appeal in Insurance Claim Repudiation Case Due to Non-Disclosure of Previous Claim. Duty of Utmost Good Faith Requires Full Disclosure of Material Facts in Proposal Form Under Indian Contract Act, 1872.

1 Apr 2019

The appeal arose from a decision of the National Consumer Disputes Redressal Commission (NCDRC) which partly allowed the insurer's appeal against the ...

High Court

Bombay High Court Hears Insurer's Appeals Challenging Motor Accident Compensation Awards on Ground of Owner Allowing Unlicensed Driver. The Insurance Company Contended That the Owner Committed Willful Breach of Policy Conditions Under the Motor Vehicles Act, 1988, by Entrusting the Vehicle to a Driver Without a Valid Licence.

19 Oct 2018

This batch of seven first appeals arose from a single motor vehicle accident that occurred on 28 May 2015, involving a truck bearing registration No. ...

Supreme Court

Supreme Court Allows Appeal in Insurance Claim Dispute — Fire Caused by Theft Covered Under Standard Fire and Special Perils Policy. The Court held that the proximate cause of the fire was the theft, which is a covered peril, and the exclusion for 'burning by order of any Public Authority' does not apply.

16 Dec 2025

The appellant, a government company, invited tenders for insurance in June 2005. The respondent, was awarded the contract and issued a Standard Fire a...

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