Bombay High Court Allows Insurer's Appeal in Motor Accident Claim — Reduces Compensation Due to Contributory Negligence. Claimant's contributory negligence assessed at 50% for sitting on the footboard of a bus, reducing insurer's liability under Motor Vehicles Act, 1988.

High Court: Bombay High Court Bench: GOA In Favour of Accused
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Case Note & Summary

The case arises from a motor accident claim where the claimant, Gulam Mohammad, sustained injuries while traveling as a passenger in a bus owned by Kadamba Transport Corporation and insured by United India Insurance Co. Ltd. The claimant was sitting on the footboard of the bus when it was driven rashly and negligently, causing him to fall and suffer injuries. The Motor Accident Claims Tribunal, South Goa, Margao, partly allowed the claim petition and awarded compensation of Rs. 1,50,000/- with interest at 6% per annum, holding the respondents jointly and severally liable. The insurer appealed, contending that the claimant's own negligence contributed to the accident. The High Court examined the evidence and found that the claimant's act of sitting on the footboard was inherently dangerous and amounted to contributory negligence. The court apportioned liability equally, holding the claimant 50% responsible. Consequently, the compensation was reduced to Rs. 75,000/-. The court directed the insurer to pay the reduced amount with interest at 6% per annum from the date of petition till realization. The cross-objection filed by the insurer was disposed of accordingly.

Headnote

A) Motor Accident Claims - Contributory Negligence - Claimant sitting on footboard of bus - The claimant sustained injuries while sitting on the footboard of a bus which was being driven rashly and negligently. The court held that the claimant's act of sitting on the footboard amounted to contributory negligence, reducing his entitlement to compensation by 50%. (Paras 1-10)

B) Motor Accident Claims - Compensation - Assessment of quantum - The Tribunal awarded Rs. 1,50,000/- as compensation. The High Court reduced it to Rs. 75,000/- after applying 50% contributory negligence, and directed the insurer to pay the same with interest at 6% per annum from the date of petition till realization. (Paras 11-15)

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Issue of Consideration

Whether the claimant's act of sitting on the footboard of a moving bus amounts to contributory negligence, and whether the compensation awarded by the Tribunal was excessive.

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Final Decision

The appeal is allowed. The award of the Tribunal is modified. The claimant is held to have contributed 50% to the accident. The compensation is reduced to Rs. 75,000/- with interest at 6% per annum from the date of petition till realization. The insurer is directed to pay the same. Cross-objection disposed of.

Law Points

  • Contributory negligence
  • Motor accident compensation
  • Liability of insurer
  • Negligence of claimant
  • Apportionment of liability
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Case Details

2016 LawText (BOM) (09) 106

First Appeal No.78/2009 WITH Cross Objection No.14/2009

2016-09-22

Nutan D. Sardessai

Shri A.R. Kantak, Ms. R. Kantak for appellants; Shri S.S. Kakodkar for respondent no.1; Shri J. Ramaiya for respondent no.4

United India Insurance Co. Ltd. and Shiv Poojan Singh

Gulam Mohammad, Narayan Prasad, Dilip Naik, Managing Director, Kadamba Transport Corporation

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Nature of Litigation

Motor accident claim appeal by insurer against award of compensation.

Remedy Sought

Insurer sought reduction of compensation on ground of contributory negligence by claimant.

Filing Reason

Claimant sustained injuries while sitting on footboard of bus; Tribunal awarded compensation; insurer appealed.

Previous Decisions

Motor Accident Claims Tribunal, South Goa, Margao partly allowed claim petition and awarded Rs. 1,50,000/- with interest.

Issues

Whether the claimant's act of sitting on the footboard of a moving bus amounts to contributory negligence? Whether the compensation awarded by the Tribunal was excessive?

Submissions/Arguments

Appellant insurer argued that the claimant was negligent in sitting on the footboard, contributing to the accident. Respondent claimant contended that the bus driver was solely negligent and he was entitled to full compensation.

Ratio Decidendi

A claimant who sits on the footboard of a moving bus is guilty of contributory negligence, and the compensation must be reduced proportionately.

Judgment Excerpts

This is an Insurer's appeal assailing the Award passed by the learned Motor Accident Claims Tribunal, South Goa, Margao dated 10.12.2008... The claimant's act of sitting on the footboard of a moving bus amounts to contributory negligence.

Procedural History

Claim petition filed before MACT, South Goa, Margao. Award dated 10.12.2008 partly allowing claim. Insurer filed First Appeal No.78/2009 and Cross Objection No.14/2009 before High Court of Bombay at Goa. Heard on 19.8.2016, judgment pronounced on 22.9.2016.

Acts & Sections

  • Motor Vehicles Act, 1988:
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