Bombay High Court Dismisses Second Appeal in Mortgage Redemption Suit — Concurrent Findings of Fact Not Interfered With. Court holds that the appellant failed to prove the mortgage and refusal to redeem, and no substantial question of law arises under Section 100 CPC.

High Court: Bombay High Court Bench: BOMBAY
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Case Note & Summary

The appellant, Gulabrao Vishwas Desai, filed a second appeal before the Bombay High Court against the judgment and order dated 3rd August 1988 passed by the first appellate court, which had upheld the trial court's dismissal of his suit for redemption of mortgage. The appellant had originally filed Regular Civil Suit No.33 of 1982 before the Civil Judge, Junior Division, Ajara, claiming that the suit property was mortgaged with the defendant on 27th January 1968 for Rs.2,000/- and that the defendant had refused to redeem the property. The trial court framed two issues: (1) whether the plaintiff proved that the suit property was mortgaged with the defendant on 27/1/68 for Rs.2,000/-, and (2) whether he further proved that the defendant refused to redeem the property. Both issues were answered against the plaintiff, and the suit was dismissed. The first appellate court confirmed this decision. In the second appeal, the appellant argued that the courts below had erred in their appreciation of evidence and that substantial questions of law arose. However, the High Court, after hearing the counsel for the appellant and the respondents, found that the findings of the courts below were concurrent findings of fact based on evidence. The court noted that the appellant had failed to prove the mortgage and the refusal to redeem. The High Court held that no substantial question of law was involved in the appeal, as the concurrent findings were not shown to be perverse or contrary to law. Consequently, the second appeal was dismissed with no order as to costs.

Headnote

A) Civil Procedure - Second Appeal - Substantial Question of Law - Section 100 Code of Civil Procedure, 1908 - Concurrent findings of fact - The appellant challenged concurrent findings of the trial court and first appellate court dismissing his suit for redemption of mortgage. The High Court held that no substantial question of law arose as the findings were based on appreciation of evidence and were not perverse. (Paras 1-3)

B) Mortgage - Redemption - Burden of Proof - Transfer of Property Act, 1882, Section 58 - The plaintiff failed to prove the existence of the mortgage deed dated 27/1/1968 and the defendant's refusal to redeem. The courts below correctly held that the burden was on the plaintiff to prove the mortgage and that he had not discharged it. (Paras 1-2)

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Issue of Consideration

Whether the appellant proved that the suit property was mortgaged with the defendant on 27/1/1968 for Rs.2,000/- and that the defendant refused to redeem the property.

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Final Decision

The second appeal is dismissed with no order as to costs.

Law Points

  • Concurrent findings of fact
  • Substantial question of law under Section 100 CPC
  • Burden of proof in mortgage
  • Redemption suit
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Case Details

2020 LawText (BOM) (01) 84

Second Appeal No.124 of 1995

2020-01-09

Smt. Sadhana S. Jadhav

Mr. V.S. Gokhale (APP for Appellant), Mr. Saurabh S. Kurade (for Respondent Nos.1 to 4)

Gulabrao Vishwas Desai

Bhau Dhondi Desai (since deceased) through his heirs and L.Rs.

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Nature of Litigation

Civil suit for redemption of mortgage

Remedy Sought

The appellant (original plaintiff) sought redemption of the suit property allegedly mortgaged with the defendant.

Filing Reason

The appellant claimed that the suit property was mortgaged with the defendant on 27/1/1968 for Rs.2,000/- and that the defendant refused to redeem the property.

Previous Decisions

The trial court (Civil Judge, Junior Division, Ajara) dismissed the suit in Regular Civil Suit No.33 of 1982. The first appellate court upheld that decision on 3rd August 1988.

Issues

Whether the appellant proved that the suit property was mortgaged with the defendant on 27/1/1968 for Rs.2,000/-? Whether the appellant further proved that the defendant refused to redeem the property?

Submissions/Arguments

The appellant argued that the courts below erred in appreciation of evidence and that substantial questions of law arose. The respondents supported the concurrent findings and argued that no substantial question of law was involved.

Ratio Decidendi

Concurrent findings of fact based on evidence cannot be interfered with in a second appeal under Section 100 CPC unless they are perverse or raise a substantial question of law. The appellant failed to prove the mortgage and refusal to redeem.

Judgment Excerpts

Although there are concurrent findings, the substantial question of law in the present case is restricted to the issue framed by the appellant in Issue No.1 and Issue No.2 which reads as follows :- In the wake of the concurrent findings, no substantial question of law arises in the present appeal. Hence, the appeal is dismissed.

Procedural History

The appellant filed Regular Civil Suit No.33 of 1982 before the Civil Judge, Junior Division, Ajara, which was dismissed. The appellant appealed to the first appellate court, which dismissed the appeal on 3rd August 1988. The appellant then filed the present second appeal before the Bombay High Court.

Acts & Sections

  • Code of Civil Procedure, 1908: Section 100
  • Transfer of Property Act, 1882: Section 58
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