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Supreme Court

Supreme Court Allows Claimant's Appeal in Motor Accident Compensation Case — Insurer Held Liable Despite Absence of Driving License, as Owner Failed to Exercise Due Diligence. The Court restored the Tribunal's award holding the insurer jointly liable with the owner to pay compensation to the third-party claimant, applying the principle of 'pay and recover' under Section 149 of the Motor Vehicles Act, 1988.

10 Nov 2025

The appellant, was the claimant in a motor accident case. He sustained injuries in a vehicular accident and filed a claim petition before the Motor Ac...

High Court

Bombay High Court Dismisses Insurer's Challenge to Insurance Ombudsman Award in Health Insurance Claim Dispute. Court upheld the Ombudsman's jurisdiction and award of Rs.27,13,582/- for medical expenses, rejecting the insurer's arguments on partial repudiation and policy validity.

9 Dec 2024

The case involves a dispute between Bharat Hirji Dedhia (the insured) and Oriental Insurance Company Ltd. (the insurer) regarding a health insurance p...

High Court

High Court of Karnataka Allows Appeal in Insurance Claim Dispute — National Textile Corporation Ltd. v. United India Insurance Co. Ltd. & Anr. — Held that the Trial Court erred in dismissing the suit for recovery of money without considering the evidence on record and the terms of the insurance policy.

14 Mar 2023

The appellant, National Textile Corporation Ltd., a government company, filed a suit for recovery of money against the respondents, United India Insur...

Supreme Court

Supreme Court Dismisses Insurance Claim in Consumer Dispute Over Deterioration of Stock Policy. Claim Rejected as Insured's Admission of Proper Temperature Maintenance Triggered Policy Exceptions Excluding Liability if Temperature Did Not Exceed 4.4°C.

24 Jan 2022

The appeal originated from a judgment of the National Consumer Disputes Redressal Commission dated 14 August 2018 in Consumer Case No 37 of 2010. The ...

High Court

Bombay High Court Allows Insurance Company's Appeal in Motor Accident Claim — Reduces Compensation Due to Contributory Negligence of Deceased. Deceased motorcyclist found 50% negligent for not wearing helmet and causing accident with truck, reducing insurer's liability under Motor Vehicles Act, 1988.

15 Apr 2019

This appeal arises from a motor accident claim where the deceased, Sanjay Patil, died in a collision between his motorcycle and a truck. The claimants...

High Court

High Court of Karnataka Enhances Compensation for Minor Injured in Road Accident — Motor Vehicles Act, 1988. Insurer Held Liable to Pay and Recover from Owner Due to Driver Without Valid License.

7 Nov 2016

The appeal arises from a judgment and award dated 27.11.2010 passed by the Motor Accident Claims Tribunal, Hiriyur, in MVC No.78/2009. The claimant, D...

High Court

High Court of Karnataka Dismisses Insurance Company's Appeal in Motor Accident Claim — Deemed Owner's Liability Under Section 163-A MV Act. The court held that the insurer is liable to pay compensation to the legal heirs of a deceased occupant of a jeep under Section 163-A of the Motor Vehicles Act, 1988, as the owner of the vehicle is deemed to be the insured and the policy covers all occupants.

18 Apr 2016

The appeal was filed by the Oriental Insurance Company Limited against the judgment and award dated 19.02.2013 passed by the Motor Accident Claims Tri...

High Court

High Court of Karnataka Enhances Compensation in Motor Accident Claim Case — Deceased's Income Reassessed at Rs. 6,000 per Month with 50% Future Prospects and Multiplier of 17. The Court held that the Tribunal's assessment of income and multiplier was erroneous and enhanced compensation from Rs. 42,77,360 to Rs. 10,92,000 with 8% interest.

18 Jun 2015

The case arises from a motor accident claim petition filed by the widow and parents of the deceased, Narendra Rajarao Sulakhe, who died in a road acci...

High Court

High Court of Karnataka Allows Claimant's Appeal for Enhanced Compensation in Motor Accident Case — Insurance Company's Appeal Dismissed. Claimant's income reassessed and compensation enhanced for loss of future income, pain and suffering, and medical expenses under Motor Vehicles Act, 1988.

3 Mar 2014

The case involves two appeals arising from a motor accident claim. The claimant, Mr. M. Raju, a 25-year-old vegetable vendor, sustained grievous injur...

High Court

High Court of Karnataka Allows Appeal in Motor Vehicle Accident Case — Reduces Compensation for Bullock Cart Owner Due to Contributory Negligence. Claimant's contributory negligence established as bullock cart was parked on highway without lights, violating Motor Vehicles Act, 1988.

30 Jan 2014

The case arises from a motor vehicle accident that occurred on 28.08.2007 on Harihar-Shimoga Road near Bannikodu cross. The appellant, Thyagaraj, was ...

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