Search Results for "policy exclusion"

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Search Results for "policy exclusion"

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Supreme Court

Supreme Court Allows Appeal in Insurance Claim Dispute Due to Non-Communication of Exclusionary Clauses. The court restored the District Forum's order awarding compensation for theft loss, as the insurer failed to communicate exclusionary terms.

12 Apr 2019

The appellant, Bharat Watch Company, a partnership firm, had insured its stock of watches with the National Insurance Co. Ltd. On the night of 3 Augus...

Supreme Court

Supreme Court Allows Appeal of Export Credit Guarantee Corporation in Insurance Claim Dispute — Exclusion Clause for Collecting Bank's Default Applies. The court held that the loss arose from the default of the collecting bank, BHCI, which released documents without acceptance, and thus the insurer was not liable under the Shipments Policy.

13 Mar 2019

The case involves a dispute between the Export Credit Guarantee Corporation of India Ltd. (ECGC), the appellant, and M.S. Creations, the first respond...

High Court

Bombay High Court Allows Health Insurance Renewal Petitions Against United India Insurance Company — Insurer Cannot Refuse Renewal Based on Pre-existing Disease Exclusion After Continuous Coverage Under Group Policy. The court held that the exclusion clause for pre-existing diseases applies only at the inception of the first policy and not at renewal, and that refusal to renew was arbitrary.

19 Aug 2013

The petitioners, account holders of Bank of Maharashtra, were covered under a group health insurance scheme called 'Mahabank Swasthya Yojna' provided ...

High Court

Gujarat High Court Dismisses Writ Petition Challenging National Commission Order in Medical Insurance Claim Dispute. Policy Exclusion Clause for Pre-Existing Disease Upheld as Complainant Failed to Disclose Medical History.

11 Feb 2026

The petitioner, Gunvantbhai Bhogilal Shah, along with his wife, availed a Group Medical Insurance Scheme from United India Insurance Co. Ltd. (respond...

High Court

Bombay High Court Dismisses Petition Challenging Exclusion of Unaided Private School Students from National Means cum Merit Scholarship Scheme. Classification Between Government/Aided/Local Body Schools and Unaided Private Schools Held Reasonable and Not Violative of Article 14.

8 Sep 2023

The petitioner, Sri Sri Ravishankar Vidya Mandir, a recognized unaided private school in Osmanabad, challenged the validity of Note I of clause 3(d) o...

Supreme Court

Supreme Court Allows Appeal in Insurance Claim Dispute — Repudiation of Overseas Mediclaim Policy for Non-Disclosure of Pre-existing Condition Set Aside. Insurer Failed to Prove That Insured Had Knowledge of Hyperlipidaemia at Time of Proposal.

6 Dec 2021

The appellant, Manmohan Nanda, sought an overseas mediclaim policy from United India Assurance Co. Ltd. to travel to the USA for a family wedding. He ...

Supreme Court

Supreme Court Allows LIC Appeal in Mediclaim Repudiation Case Due to Non-Disclosure of Pre-Existing Rheumatic Heart Disease. The insured failed to disclose a known pre-existing condition (rheumatic heart disease since childhood) in the proposal form, justifying repudiation under the policy's pre-existing condition exclusion and fraud clause.

15 Apr 2019

The case involves an appeal by the Life Insurance Corporation of India (LIC) against an order of the National Consumer Disputes Redressal Commission (...

High Court

Bombay High Court Sets Aside Arbitral Award in Insurance Dispute — Wear and Tear Exclusion Not Applicable to Sudden Breakdown. The court held that the insurer failed to prove that the bearing failure was due to wear and tear, and the breakdown was a fortuitous event covered under the Industrial All Risk Policy.

15 Feb 2019

The petitioner, United Phosphorous Limited, was in the business of pesticides and chemicals. It purchased a Gas Turbine Engine from GE Packaged Power ...

High Court

Bombay High Court Allows Refund of Premium Paid for FSI Exclusion in Town Planning Case — No Development Commenced, No Benefit Availed. The court held that retention of premium without providing any benefit amounts to unjust enrichment under the Maharashtra Regional and Town Planning Act, 1966.

17 Nov 2022

The petitioners, Shri Prasad Pandurang Tapkir and Smt. Shakuntala Pandurang Tapkir, filed a writ petition challenging the order dated 15 February 2020...

Supreme Court

Supreme Court Allows Government Appeal in Consumer Case Over Exim Policy Incentives. Exporter Not a Consumer as Government Does Not Render Service Under Consumer Protection Act, 1986.

11 Jul 2019

The Supreme Court allowed the appeal filed by the Ministry of Commerce against the order of the National Consumer Disputes Redressal Commission (NCDRC...

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