Madras High Court Hears Appeal by Insurance Company Against Motor Accident Claims Tribunal Award in Fatal Accident Case. Deceased Motorcyclist Died After Braking to Avoid Dog; Insurance Company Contends Claim Not Maintainable Due to Own Negligence.

High Court: Madras High Court Bench: Principal
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Case Note & Summary

The case involved an appeal by the National Insurance Company against the award passed by the Motor Accident Claims Tribunal, Perambalur, in M.C.O.P.No.887 of 2015 dated 29.04.2021. The claimants, being the wife and minor son of the deceased Rameshkumar, sought compensation of Rs.20,00,000/- for his death in a road accident on 22.11.2014. The deceased was riding a motorcycle belonging to the first respondent, insured with the appellant insurance company, proceeding from west to east on the extreme left side of the road. A dog suddenly crossed the road, and to avoid injury to the dog, the deceased applied sudden brakes, lost control, fell down, sustained fatal injuries, and died in hospital. The claimants filed a claim petition under the Motor Vehicles Act. The insurance company opposed the claim, contending that the accident occurred solely due to the negligence of the deceased, and as the deceased was a tort-feasor, the claim petition was not maintainable. Before the Tribunal, the first claimant was examined as P.W.1 and another witness as P.W.2; 22 documents were marked on behalf of the claimants. The insurance company examined R.W.1 and R.W.2 and marked two documents. The Tribunal passed an award, the details of which are not contained in the provided text. Aggrieved by the award, the insurance company filed the present appeal under Section 173 of the Motor Vehicles Act, 1988. The legal issue raised was the maintainability of a claim where the accident was caused by the deceased’s own act. The High Court’s ruling on this issue is not available in the extracted text.

Issue of Consideration

Whether a claim petition under the Motor Vehicles Act is maintainable when the accident occurred due to the deceased’s own negligence in applying sudden brakes to avoid a dog, rendering him the tort-feasor.

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Case Details

2025 LawText (MAD) (03) 3

C.M.A.No.3431 of 2021

2025-03-05

S. SOUNTHAR, J.

2025:MHC:760

M/s.N.B.Sureka

M/S.The National Insurance Company Ltd.

Veeralakshmi, Minor Aravindhan, Veeramani, Rengasami (Died), Rajeswari

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Nature of Litigation

Motor accident compensation claim

Remedy Sought

Claimants sought Rs.20,00,000/- compensation for death of Rameshkumar; insurance company appealed to set aside the award.

Filing Reason

Death of Rameshkumar in a road accident after sudden braking to avoid a dog; claimants alleged no negligence; insurance company alleged the deceased was negligent and the claim was not maintainable.

Previous Decisions

Motor Accident Claims Tribunal (Principal District Judge), Perambalur, passed award in M.C.O.P.No.887 of 2015 on 29.04.2021, granting compensation.

Issues

Maintainability of claim petition when deceased was tort-feasor due to own negligence.

Submissions/Arguments

Claimants contended the deceased was riding carefully, applied brakes to avoid a dog, and the accident was not due to his negligence. Insurance company contended the accident occurred due to the deceased's own negligence, making the claim not maintainable.

Judgment Excerpts

It is not in dispute that the husband of the 1st claimant and father of the 2nd claimant namely Rameshkumar died in a road accident that had occurred on 22.11.2014. when deceased was proceeding by following the traffic rules, a dog suddenly crossed the road, in order to avoid any injury to the dog, the deceased had applied sudden brakes and as a result of which, he lost control of the vehicle and fell down. It was further contended by the Insurance Company that deceased being a tort-feasor, the claim petition cannot be maintained seeking compensation.

Procedural History

Claim petition filed as M.C.O.P.No.887 of 2015 before Motor Accident Claims Tribunal, Perambalur. Tribunal passed award on 29.04.2021. Insurance company filed C.M.A.No.3431 of 2021 under Section 173 of Motor Vehicles Act, 1988 before Madras High Court. The appeal was heard, and the remaining proceedings are not detailed in the provided text.

Acts & Sections

  • Motor Vehicles Act, 1988: Section 173
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High Court Madras High Court Hears Appeal by Insurance Company Against Motor Accident Claims Tribunal Award in Fatal Accident Case. Deceased Motorcyclist Died After Braking to Avoid Dog; Insurance Company Contends Claim Not Maintainable Due to Own Negligence.
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