High Court of Karnataka Allows Insurance Company's Appeal in Motor Accident Claim — Reduces Compensation Due to Contributory Negligence. Claimants' Appeal for Enhanced Compensation Dismissed as Deceased Pedestrian Found 50% Contributory to Accident.

High Court: Karnataka High Court Bench: BENGALURU
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Case Note & Summary

The case arises from a motor vehicle accident that occurred on 22.05.2011 at about 8.30 p.m. near Mallaghatta Gate, Kunigal Town, Tumkur District. The deceased, one Smt. Rizwana, was crossing the road when a car bearing registration No.KA-06-MC-5555 driven by respondent No.4 (Nisammuddin) hit her, causing fatal injuries. The claimants, being the husband, children, and brother of the deceased, filed a claim petition under Section 166 of the Motor Vehicles Act, 1988 before the Senior Civil Judge & JMFC, MACT-XV, Kunigal, seeking compensation of Rs.15,00,000/-. The Tribunal, by judgment and award dated 24.08.2017 in MVC No.583/2011, awarded Rs.7,27,114/- with interest at 6% p.a. from the date of petition till deposit, holding the driver of the car solely negligent. Aggrieved by the award, the Insurance Company filed MFA No.174/2018 challenging the liability and quantum, while the claimants filed MFA No.6621/2018 seeking enhancement of compensation. The High Court considered the evidence, including the complaint, charge sheet, and spot panchanama, and found that the deceased was crossing the road without observing the traffic and that the driver had also contributed to the accident. The Court held that both the deceased and the driver were equally negligent, apportioning liability at 50% each. Consequently, the compensation payable by the Insurance Company was reduced to Rs.3,63,557/- with interest at 6% p.a. The claimants' appeal for enhancement was dismissed as they failed to prove that the Tribunal's assessment was erroneous. The Court directed the Insurance Company to deposit the reduced amount within six weeks, with liberty to withdraw the excess amount already deposited.

Headnote

A) Motor Vehicles Act - Contributory Negligence - Pedestrian - Apportionment of Liability - The deceased pedestrian was crossing the road without observing traffic and was hit by a car; the Tribunal held the driver solely negligent, but the High Court found contributory negligence on part of the deceased as he did not take precautions while crossing, and apportioned liability equally at 50% each. (Paras 10-14)

B) Motor Vehicles Act - Just Compensation - Quantum - The Tribunal awarded Rs.7,27,114/- with interest at 6% p.a.; the High Court, after applying 50% contributory negligence, reduced the compensation payable by the Insurance Company to Rs.3,63,557/- with interest at 6% p.a. from the date of petition till deposit. (Paras 15-18)

C) Motor Vehicles Act - Appeal - Section 173(1) - The Insurance Company's appeal was allowed in part, and the claimants' appeal for enhancement was dismissed. (Para 19)

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Issue of Consideration

Whether the Tribunal was correct in holding the driver of the offending vehicle solely negligent and awarding compensation of Rs.7,27,114/- to the claimants, and whether the claimants are entitled to enhanced compensation.

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Final Decision

MFA No.174/2018 filed by the Insurance Company is allowed in part. The liability of the Insurance Company is reduced to 50% of the awarded amount, i.e., Rs.3,63,557/- with interest at 6% p.a. from the date of petition till deposit. MFA No.6621/2018 filed by the claimants is dismissed. The Insurance Company is directed to deposit the reduced amount within six weeks from the date of receipt of the order. The claimants are entitled to withdraw the amount deposited by the Insurance Company in proportion to their shares as per the Tribunal's order. The excess amount, if any, deposited by the Insurance Company shall be refunded.

Law Points

  • Contributory negligence
  • Motor vehicle accident
  • Pedestrian negligence
  • Apportionment of liability
  • Just compensation
  • Section 173(1) Motor Vehicles Act
  • 1988
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Case Details

NC: 2023:KHC:42494

MFA No. 174 of 2018 C/W MFA No. 6621 of 2018 (MV-D)

2023-11-24

C.M.Joshi

NC: 2023:KHC:42494

Sri A.N Krishna Swamy (for Insurance Company), Sri A.K Bhat for Sri M.V Maheshwarappa (for claimants)

The National Insurance Co. Ltd. (in MFA 174/2018); Sanaulla Khan and others (in MFA 6621/2018)

Sanaulla Khan and others (in MFA 174/2018); Nisammuddin and Divisional Manager, National Insurance Co. Ltd. (in MFA 6621/2018)

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Nature of Litigation

Appeals against judgment and award of Motor Accident Claims Tribunal in a claim petition for compensation arising out of a fatal motor vehicle accident.

Remedy Sought

Insurance Company sought reduction of compensation on ground of contributory negligence; Claimants sought enhancement of compensation.

Filing Reason

Dissatisfaction with the Tribunal's award dated 24.08.2017 in MVC No.583/2011.

Previous Decisions

The Tribunal awarded Rs.7,27,114/- with interest at 6% p.a. holding the driver solely negligent.

Issues

Whether the Tribunal erred in holding the driver solely negligent and not considering contributory negligence of the deceased pedestrian? Whether the compensation awarded by the Tribunal is just and proper, or requires enhancement?

Submissions/Arguments

Insurance Company argued that the deceased was crossing the road negligently without observing traffic, and the driver had no opportunity to avoid the accident, thus contributory negligence should be attributed. Claimants argued that the driver was solely negligent as he was driving rashly and negligently, and the compensation awarded was inadequate.

Ratio Decidendi

In a motor accident involving a pedestrian, if the pedestrian crosses the road without observing traffic and fails to take precautions, contributory negligence can be attributed. The court must apportion liability based on the degree of negligence of each party. In this case, both the deceased and the driver were equally negligent, hence liability was apportioned at 50% each.

Judgment Excerpts

The deceased was crossing the road without observing the traffic and the driver of the car also did not take proper care. Therefore, both are equally negligent. In the result, MFA No.174/2018 filed by the Insurance Company is allowed in part. The liability of the Insurance Company is reduced to 50% of the awarded amount.

Procedural History

Claim petition filed under Section 166 of MV Act before MACT, Kunigal. Tribunal awarded compensation on 24.08.2017. Insurance Company filed MFA No.174/2018 and claimants filed MFA No.6621/2018 before the High Court. Both appeals were heard together and disposed of by this common judgment.

Acts & Sections

  • Motor Vehicles Act, 1988: Section 173(1), Section 166
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