Case Note & Summary
The petitioner, a former General Manager of Punjab National Bank, retired on superannuation on 31st March 2017. After his retirement, the bank issued a charge-sheet dated 18th December 2017 proposing to hold a disciplinary enquiry under the Punjab National Bank Officer Employees' (Discipline and Appeal) Regulations, 1977. The petitioner challenged this action by filing a writ petition before the Bombay High Court. The core legal issue was whether disciplinary proceedings could be initiated against a retired employee after superannuation. The petitioner argued that upon retirement, the employer-employee relationship ceases, and no disciplinary action can be taken unless there is a specific provision in the Pension Regulations allowing for reduction of pension. The respondent bank contended that the Discipline and Appeal Regulations apply to all officers, including those who have retired, and that the proceedings were initiated before retirement but served after. The court analyzed the relevant regulations, including Regulation 4 of the Punjab National Bank (Employees') Pension Regulations, 1995, which provides for reduction of pension only if disciplinary proceedings were instituted before retirement. The court held that since no disciplinary proceedings were pending before the petitioner's retirement, the charge-sheet issued after retirement was invalid. The court allowed the petition, quashed the charge-sheet, and directed the bank to release all retiral benefits with interest.
Headnote
A) Service Law - Disciplinary Proceedings - Initiation After Retirement - Disciplinary enquiry cannot be initiated under Discipline and Appeal Regulations against an officer who has retired on superannuation, as the relationship of employer and employee ceases upon retirement - Held that without a specific provision in the Pension Regulations or the Discipline and Appeal Regulations, no disciplinary action can be taken after superannuation (Paras 1-21).
Issue of Consideration
Whether disciplinary enquiry can be initiated under Discipline and Appeal Regulations against an officer who has retired on superannuation
Final Decision
Petition allowed. Charge-sheet dated 18th December 2017 and all consequential disciplinary proceedings quashed. Respondent directed to release all retiral benefits with interest at 6% per annum from the date of retirement until payment.
Law Points
- Disciplinary proceedings cannot be initiated after superannuation
- Pension Regulations prevail over Discipline and Appeal Regulations
- No provision for reduction of pension after retirement without specific rule



