Case Note & Summary
The case arises from a motor vehicle accident that occurred on 22 March 1997 at 5:00 p.m. at village Dongargaon, near an orange processing factory, within the limits of Katol Police Station. The accident involved a truck and a jeep, resulting in the death of Vaikuntha Wadbudhe. The claimants, being the widow and minor children of the deceased, filed a claim petition under Section 166 of the Motor Vehicles Act, 1988 before the Motor Accident Claims Tribunal, Nagpur. The Tribunal, by judgment and order dated 13 March 2003 in Claim Petition No. 521 of 1997, held that the accident occurred due to contributory negligence of both drivers. Consequently, the Tribunal held the truck owner and its insurer (United India Insurance Company) and the jeep owner and its insurer (National Insurance Company) jointly and severally liable to pay compensation of Rs. 25,000 with interest at 9% per annum from 7 July 1997 till realization. The appellant, United India Insurance Company, challenged this judgment and order before the High Court. The appellant contended that the accident was solely due to the negligence of the jeep driver and that the Tribunal erred in holding contributory negligence. The High Court, after hearing counsel for both sides, found that the Tribunal's finding of contributory negligence was based on evidence and was not perverse. The court observed that the appellant could not avoid liability to the claimants, but could seek contribution from the other insurer if it paid more than its share. The High Court dismissed the appeal, upholding the Tribunal's order.
Headnote
A) Motor Accident Claims - Contributory Negligence - Joint and Several Liability - Section 166 Motor Vehicles Act, 1988 - Where two vehicles are involved in an accident due to contributory negligence, the owners and insurers of both vehicles are jointly and severally liable to pay compensation to the claimants. The Tribunal's finding of contributory negligence was based on evidence and not perverse. (Paras 1-4) B) Insurance Law - Right of Contribution - Joint Tortfeasors - The insurer who pays more than its share can recover the excess from the other insurer by way of contribution, but cannot avoid liability to the claimants. The appeal challenging joint liability was dismissed. (Paras 4-5)
Issue of Consideration
Whether the appellant insurance company can avoid liability by claiming that the accident was solely due to the negligence of the other vehicle's driver, and whether the Tribunal's apportionment of liability was correct.
Final Decision
The High Court dismissed the appeal, upholding the Tribunal's judgment and order dated 13.3.2003.
Law Points
- Joint and several liability of insurers in contributory negligence
- Apportionment of liability between insurers
- Right of contribution among joint tortfeasors
- Motor Vehicles Act
- 1988 Section 166



