Bombay High Court Allows Insurance Company's Appeal in Motor Accident Claim — Reduces Compensation Due to Contributory Negligence of Deceased. The Court held that the deceased, a pillion rider on a motorcycle, contributed to the accident by not wearing a helmet, and the insurer's liability was limited to the extent of the owner's negligence.

High Court: Bombay High Court Bench: AURANGABAD In Favour of Prosecution
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Case Note & Summary

The present appeal was filed by The New India Assurance Company Ltd. against the judgment and award passed by the Motor Accident Claims Tribunal, Ahmednagar in M.A.C.P. No. 123 of 2015. The claimants, Popat Jadhav and Shantabai Jadhav, parents of the deceased, had filed a claim petition under Section 166 of the Motor Vehicles Act, 1988 seeking compensation for the death of their son, who died in a motor vehicle accident. The deceased was a pillion rider on a motorcycle driven by Babasaheb Chide (respondent no.3). The accident occurred when the motorcycle hit a stationary truck. The Tribunal awarded compensation of Rs. 10,00,000/- with interest at 9% per annum, holding the insurance company liable to pay the entire amount. The insurance company appealed, contending that the deceased was guilty of contributory negligence as he was not wearing a helmet, which contributed to the fatal head injury. The court analyzed the evidence and found that the deceased, as a pillion rider, had a duty to wear a helmet under Rule 115 of the Central Motor Vehicles Rules, 1989. The court held that the deceased contributed to the accident to the extent of 50% and reduced the compensation accordingly. The court also held that the insurer's liability is limited to the extent of the owner's negligence, and since the deceased was also negligent, the insurer's liability is reduced proportionately. The appeal was partly allowed, and the compensation was reduced to Rs. 5,00,000/- with interest at 9% per annum from the date of petition till realization.

Headnote

A) Motor Vehicles Act - Contributory Negligence - Pillion Rider - The deceased pillion rider was not wearing a helmet at the time of accident, which contributed to the fatal head injury. The court held that the pillion rider was guilty of contributory negligence to the extent of 50% and reduced the compensation accordingly. (Paras 10-15)

B) Motor Vehicles Act - Liability of Insurer - Section 166 - The insurer is liable to pay compensation only to the extent of the owner's negligence. Since the deceased was also negligent, the insurer's liability is reduced proportionately. (Paras 16-18)

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Issue of Consideration

Whether the deceased pillion rider was guilty of contributory negligence for not wearing a helmet, and whether the insurance company is liable to pay the entire compensation awarded by the Tribunal.

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Final Decision

The appeal is partly allowed. The compensation awarded by the Tribunal is reduced from Rs. 10,00,000/- to Rs. 5,00,000/- with interest at 9% per annum from the date of petition till realization. The insurance company is liable to pay the reduced amount.

Law Points

  • Contributory negligence
  • Motor accident compensation
  • Pillion rider
  • Helmet
  • Liability of insurer
  • Section 166 Motor Vehicles Act
  • 1988
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Case Details

2019 LawText (BOM) (07) 43

First Appeal No. 0383 of 2017

2019-07-09

Smt. Vibha Kankanwadi

Mr. M.M. Ambhore (for appellant), Mr. Shaikh Mazhar A. Jahagirdar (for respondents no.01 and 02)

The New India Assurance Company Ltd.

Popat s/o. Rangnath Jadhav, Shantabai w/o. Popat Jadhav, Babasaheb s/o. Bhausaheb Chide

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Nature of Litigation

First appeal against the judgment and award of Motor Accident Claims Tribunal in a claim petition under Section 166 of Motor Vehicles Act, 1988.

Remedy Sought

The appellant insurance company sought reduction of compensation awarded by the Tribunal on the ground of contributory negligence of the deceased.

Filing Reason

The insurance company was aggrieved by the award of Rs. 10,00,000/- with interest, contending that the deceased pillion rider was negligent for not wearing a helmet.

Previous Decisions

The Motor Accident Claims Tribunal, Ahmednagar in M.A.C.P. No. 123 of 2015 awarded compensation of Rs. 10,00,000/- with interest at 9% per annum, holding the insurance company liable.

Issues

Whether the deceased pillion rider was guilty of contributory negligence for not wearing a helmet? Whether the insurance company is liable to pay the entire compensation awarded by the Tribunal?

Submissions/Arguments

Appellant argued that the deceased was not wearing a helmet, which contributed to the fatal head injury, and thus the deceased was guilty of contributory negligence. Respondents argued that the deceased was a pillion rider and had no control over the vehicle, and the accident was solely due to the negligence of the driver.

Ratio Decidendi

A pillion rider has a duty to wear a helmet under Rule 115 of the Central Motor Vehicles Rules, 1989. Failure to do so constitutes contributory negligence, and the compensation payable by the insurer is reduced proportionately to the extent of the deceased's negligence.

Judgment Excerpts

The deceased was a pillion rider and he was not wearing helmet. The head injury was the cause of death. Therefore, the deceased himself has contributed to the accident. The pillion rider is also required to wear helmet as per Rule 115 of the Central Motor Vehicles Rules, 1989.

Procedural History

The claimants filed M.A.C.P. No. 123 of 2015 before the Motor Accident Claims Tribunal, Ahmednagar. The Tribunal awarded compensation of Rs. 10,00,000/- with interest. The insurance company filed the present first appeal before the High Court.

Acts & Sections

  • Motor Vehicles Act, 1988: Section 166
  • Central Motor Vehicles Rules, 1989: Rule 115
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