Bombay High Court Dismisses Insurance Company Appeal in Workmen's Compensation Case — Death of Driver During Employment Covered. The Court held that the insurer is liable under the Workmen's Compensation Act, 1923 for a driver's death during employment, even if not caused by vehicle use.

High Court: Bombay High Court Bench: AURANGABAD In Favour of Prosecution
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Case Note & Summary

The case involves an appeal by the United India Insurance Company against an award of the Commissioner for Workmen's Compensation at Jalna in W.C.A.No.9 of 2001. The claimants, legal heirs of deceased Madhukar Kamble, filed a compensation application alleging that Madhukar, employed as a driver by respondent No.5 (Lucky Goods Transport Company) and respondent No.6 (truck owner), died during the course of his employment while driving a truck to Mumbai. The Insurance Company contested liability, arguing that the death was not caused by the use of the vehicle. The Commissioner awarded compensation, and the Insurance Company appealed. The High Court framed the issue as whether the insurer is liable when the death is not proximate to the vehicle's use. The Court analyzed Section 3 of the Workmen's Compensation Act, 1923, which provides for employer's liability for personal injury caused to a workman by accident arising out of and in the course of employment. The Court held that the death occurred during the course of employment, and the Act does not require the accident to be caused by the vehicle's use. Therefore, the insurer is liable to pay compensation. The appeal was dismissed, and the award was upheld.

Headnote

A) Workmen's Compensation - Employer's Liability - Section 3 of Workmen's Compensation Act, 1923 - Death During Course of Employment - The issue was whether the insurer is liable when a driver dies while on duty but the cause of death is not proximate to the use of the vehicle. The Court held that the insurer is liable as the death occurred during the course of employment, and the Workmen's Compensation Act does not require the death to be caused by the vehicle's use. (Paras 2-3)

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Issue of Consideration

If a driver employed on a vehicle suffers accidental death while on duty but cause of his death is not proximate to the actual user of the said vehicle, whether the insurer of the said vehicle can be made liable to pay the amount of compensation to the legal heirs of the said deceased driver?

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Final Decision

Appeal dismissed. The judgment and award of the Commissioner for Workmen's Compensation is upheld. The Insurance Company is liable to pay compensation.

Law Points

  • Workmen's Compensation Act
  • 1923
  • Section 3
  • Employer's Liability
  • Insurance Liability
  • Course of Employment
  • Proximate Cause
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Case Details

2019 LawText (BOM) (03) 22

First Appeal No.958 of 2004

2019-02-28

P.R.BORA, J.

Shri S.G.Chapalgaonkar for Appellant, Shri R.K.Jadhavar for Respondent Nos.1 to 4

The Divisional Manager, United India Insurance Company Ltd.

Smt.Kesharbai w/o.Madhukar Kamble and others

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Nature of Litigation

Appeal against award of Commissioner for Workmen's Compensation

Remedy Sought

Insurance Company sought to set aside the award of compensation

Filing Reason

Insurance Company aggrieved by the award of compensation for death of driver

Previous Decisions

Commissioner for Workmen's Compensation at Jalna in W.C.A.No.9 of 2001 decided on 16.07.2003 awarded compensation

Issues

Whether the insurer is liable to pay compensation when a driver dies during employment but death is not proximate to vehicle use

Submissions/Arguments

Appellant (Insurance Company) argued that death was not caused by use of vehicle, so insurer not liable Claimants argued that death occurred during course of employment, so insurer liable

Ratio Decidendi

Under Section 3 of the Workmen's Compensation Act, 1923, an employer is liable for personal injury caused to a workman by accident arising out of and in the course of employment. The insurer is liable to indemnify the employer. The death need not be proximate to the use of the vehicle; it is sufficient that the death occurred during the course of employment.

Judgment Excerpts

If a driver employed on a vehicle suffers accidental death while on duty but cause of his death is not proximate to the actual user of the said vehicle, whether the insurer of the said vehicle can be made liable to pay the amount of compensation to the legal heirs of the said deceased driver ?

Procedural History

Claimants filed W.C.A.No.9 of 2001 before Commissioner for Workmen's Compensation at Jalna. Commissioner awarded compensation on 16.07.2003. Insurance Company appealed to High Court by filing First Appeal No.958 of 2004.

Acts & Sections

  • Workmen's Compensation Act, 1923: Section 3
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