Supreme Court Dismisses Claimants' Appeal in Motor Accident Claim Due to Unreliable Eyewitness and Suspicious FIR. Claim of Hit-and-Run Death Fails as High Court Correctly Reversed Tribunal Award on Preponderance of Probabilities.

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Case Note & Summary

The litigation arose from a motor accident claim filed by the legal heirs of a deceased individual, who was the sole breadwinner of his family. The claimants, including the widow, alleged that the deceased died in a hit-and-run road accident on 18.06.2014 at Singasandra crossroad. The claim petition was filed before the Motor Accidents Claims Tribunal, contending that the offending vehicle's driver abandoned the body after taking the victim on the pretext of hospitalisation. The Tribunal initially awarded Rs.16,02,000 as compensation, rejecting the insurance company's objections. The insurer appealed to the High Court, which reversed the award, holding that the accident and involvement of the vehicle were not proved. The claimants then appealed to the Supreme Court. Facts: The complaint alleged accident at 12 am but was corrected to 12 pm as a typographical error. PW1, the wife, stated she was informed by PW2 and searched hospitals before finding the body abandoned. An FIR was lodged on 19.06.2014 at Hebbogodi Police Station, which lacked jurisdiction, and was transferred to the jurisdictional Electronic City Traffic Police Station after 117 days. PW2, the eyewitness, claimed to run a fruit shop near the scene and to have witnessed the accident, noted the vehicle number, and brought the victim's daughter from school. The High Court found her testimony unbelievable and listed reasons (a) to (f) in paragraph 8. The criminal case against the driver ended in acquittal, and PW2, examined as PW4, did not identify the driver. Legal issues: Whether the accident and involvement of the offending vehicle were proved on preponderance of probabilities; whether the FIR registration at a non-jurisdictional police station and delayed transfer invalidated the claim; whether PW2's testimony was credible; and whether the High Court correctly reversed the Tribunal's award. Arguments: The claimants argued that PW2's eyewitness testimony was sufficient and that the insurance company led no rebuttal evidence; the delay in FIR was due to transfer. The insurance company contended that the claim was fraudulent, the vehicle was not involved, the FIR was suspicious, PW2 was an unreliable chance witness, and the driver was acquitted. Court's analysis: The Supreme Court agreed with the High Court except for the time discrepancy being a possible typographical error. It reiterated that proof in motor accident claims is on preponderance of probabilities, and an FIR can be used to prove rash and negligent driving, but its probity is diminished when there is valid suspicion regarding registration and falsity is discernible. The court found PW2's testimony unbelievable due to contradictions: she claimed to have noted the vehicle number after returning with the daughter, yet also claimed the vehicle had disappeared by then. The daughter was not examined. The FIR's registration at a non-jurisdictional police station and transfer after 117 days, without examining police personnel, raised suspicion. The court noted the driver's acquittal in the criminal case and that PW2 did not identify the driver. Decision: The Supreme Court dismissed the appeal, finding no reason to interfere with the High Court's judgment. Pending applications were disposed of.

Headnote

A) Motor Accident Claim - Proof of Accident - Preponderance of Probabilities - Not mentioned - The court observed that in a motor accident claim, proof of accident is assessed on preponderance of probabilities, not beyond reasonable doubt. An FIR registered against the driver can be relied on, but its probative value is reduced when registration is suspicious and falsity of claim is discernible from evidence. Held that the High Court correctly found the accident and vehicle involvement not proved (Paras 6-8).

B) Evidence - Eyewitness Testimony - Credibility of Chance Witness - Not mentioned - PW2 claimed to run a wayside fruit shop near the scene without documentary proof, making her a chance witness subject to strict scrutiny. Her account of leaving to fetch the victim's daughter and later noting the vehicle number was contradictory, and the daughter was not examined. Held that PW2's testimony was unreliable (Paras 7-8).

C) Criminal Procedure - FIR Registration - Jurisdiction and Delay - Not mentioned - The FIR was first registered at Hebbogodi Police Station which lacked jurisdiction and was transferred to Electronic City Traffic Police Station after 117 days, with no police personnel examined to explain. This raised valid suspicion on the FIR and diminished its probative value in proving the accident. Held that the High Court's reasoning except for the time typo was correct (Paras 5-6, 8).

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Issue of Consideration

Whether the accident and involvement of the offending vehicle were proved on preponderance of probabilities; whether the FIR registration at a non-jurisdictional police station and delayed transfer vitiated the claim; whether the testimony of PW2, the eyewitness, was credible; and whether the High Court correctly reversed the Tribunal's award.

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Final Decision

The Supreme Court dismissed the appeal, finding no reason to interfere with the High Court's judgment. Pending applications disposed of.

Law Points

  • preponderance of probabilities
  • FIR probative value
  • eyewitness credibility
  • chance witness scrutiny
  • motor accident claim proof
  • insurance company liability
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Case Details

2025 LawText (SC) (09) 59

Civil Appeal No. 5172 of 2025

2025-09-26

K. Vinod Chandran, N. V. Anjaria

2025 INSC 1176

Rajamma & Ors.

M/s. Reliance General Insurance Co. Ltd. & Anr.

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Nature of Litigation

Motor accident claim appeal arising out of rejection of claim petition by High Court.

Remedy Sought

Appellants/claimants sought restoration of Tribunal award of Rs.16,02,000 as compensation for death of sole breadwinner in alleged hit-and-run road accident.

Filing Reason

High Court reversed Tribunal award, finding accident and involvement of offending vehicle not proved due to suspicious FIR and unreliable eyewitness.

Previous Decisions

Tribunal awarded Rs.16,02,000 to claimants after rejecting insurance company's objections; High Court reversed and dismissed claim petition; criminal case against driver ended in acquittal.

Issues

Whether the accident and involvement of the offending vehicle were proved on preponderance of probabilities. Whether the testimony of PW2, the eyewitness, was credible. Whether the registration of FIR at a police station without jurisdiction and delayed transfer vitiated the claim. Whether the High Court was justified in reversing the Tribunal's award.

Submissions/Arguments

Claimants: PW2's eyewitness testimony proved accident; insurance company led no rebuttal evidence; delay in FIR due to transfer from non-jurisdictional to jurisdictional police station. Insurance company: Claim fraudulent; offending vehicle not involved; FIR registered at wrong police station and transferred after 117 days; PW2 unreliable chance witness; driver acquitted in criminal case.

Ratio Decidendi

In a motor accident claim, proof of accident is assessed on preponderance of probabilities, but an FIR with suspicious registration and contradictory eyewitness testimony insufficient to prove accident or vehicle involvement.

Judgment Excerpts

It is on preponderance of probabilities that the proof of accident is looked at in a motor accidents claim. As has been rightly found by the High Court, the testimony of PW2 is unbelievable. We find absolutely no reason to interfere in the appeal and the same is dismissed.

Procedural History

Claim petition filed before Motor Accidents Claims Tribunal; Tribunal awarded Rs.16,02,000 to claimants; Insurance company appealed to High Court; High Court reversed finding accident and vehicle involvement not proved; claimants filed Civil Appeal No.5172 of 2025 before Supreme Court; Supreme Court dismissed appeal on 26.09.2025.

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Supreme Court Supreme Court Dismisses Claimants' Appeal in Motor Accident Claim Due to Unreliable Eyewitness and Suspicious FIR. Claim of Hit-and-Run Death Fails as High Court Correctly Reversed Tribunal Award on Preponderance of Probabilities.
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