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Supreme Court of India Ruled on the Definition of ‘Consumer’ Under the Consumer Protection Act, 1986 in Loan Transactions

The Apex Court Held That a Borrower of a Project Loan Does Not Qualify as a ‘Consumer’ When the Loan is Availed for Commercial Purposes The Supre...

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Claim Repudiation — Non-Disclosure of Material Facts — Substantial Disclosure — Prudent Insurer Test — Reinstatement of Insurance Benefits with Interest

The Supreme Court held that the non-disclosure of additional policies did not amount to material suppression because the disclosed policy itself had a...

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Supreme Court Allows Insurance Claim for Truck Damaged by Fire, Sets Aside National Commission’s Order. Court Holds National Permit Valid for Insurance Claim Despite Non-Payment of Authorization Fee for Interstate Movement.

Insurance Claim – The appellant, owner of a truck, filed an insurance claim after the vehicle caught fire due to a short circuit during the policy ...

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Earnest Money Forfeiture – Contractual Obligations – One-Sided Agreements – Consumer Protection

Forfeiture Clause – Valid But Limited to 10% of BSP – Contractual forfeiture of 20% BSP was excessive – Courts can interfere with unfair and one...

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Supreme Court Upholds LPG Distributorship Allotment Despite Allegations of Land Disqualification. Alternative Land Offered Due to Shifting Stance of Lessor – No Disability in Application – Allotment Process Upheld.

Land Disqualification – No Violation Found: The Court found no evidence that the 4th Respondent’s land offer violated guidelines – Field verific...

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National Consumer Disputes Redressal Commission Allows Consumer Complaint Against Builder for Delayed Possession and Failure to Obtain Occupation Certificate -- Opp. Parties Project Found Deficient in Service Under Consumer Protection Act

The National Consumer Disputes Redressal Commission disposed of two consumer complaints filed by complainants against Opp. Parties. The Complainants h...

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National Consumer Disputes Redressal Commission Orders Refund to Homebuyer in Vatika India Next Project - Consumer Protection Act Applies to Plot Allotment Despite Arbitration Clause - Deficiency in Service Established for Delayed Possession

The National Consumer Disputes Redressal Commission allowed a consumer complaint filed by Complainant( s) against Opp.Party(s) for deficiency in servi...

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Supreme Court Upholds Full Insurance Claim Despite Delay in Intimation, Condones Exclusion Clause Application. "Reasonable conduct under compelling circumstances negates insurer's denial of claim."

The Supreme Court of India upheld the State Commission’s award of the entire Insured Declared Value (IDV) of Rs. 5,02,285/- with 9% interest to the ...

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Supreme Court Sets Aside Consumer Commission Orders after 28 Years of Litigation. A protracted dispute over a plot allotment highlights procedural irregularities and judicial overreach in granting relief.

The Supreme Court quashed the orders of the State and National Consumer Disputes Redressal Commissions granting possession of a plot after 28 years. T...

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"Bombay High Court Orders Insurance Company to Pay Award with Interest and Costs, Fixes Accountability for Harassment" Landmark judgment enforcing accountability on public sector insurance officials for non-compliance with Ombudsman awards.

The Bombay High Court adjudicated on two connected writ petitions involving an insurance dispute between Bharat Hirji Dedhia and Oriental Insurance Co...