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Search Results for "fire insurance claim"

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High Court

Bombay High Court Allows Insurance Company's Petition Against NCDRC Order in Housing Society Dispute — Policy Repudiation Upheld Due to Breach of Condition Regarding Unauthorized Construction. The court held that the insurer was justified in repudiating the claim as the insured failed to disclose material facts about unauthorized construction, which was a fundamental breach of policy conditions.

15 Dec 2025

The petitioner, New India Assurance Co. Ltd., filed a writ petition under Article 226 of the Constitution of India challenging an order dated 4 Decemb...

Supreme Court

Supreme Court Allows Appeal in Insurance Claim Dispute — Fire Policy Coverage for Damaged Machinery Upheld. Surveyor's Report Not Binding on Insured; Insurer Cannot Repudiate Claim Based on Surveyor's Assessment Without Independent Grounds.

16 May 2023

The appellant, M/s Super Label Mfg. Co., a registered partnership firm engaged in printing high technology labels, imported sophisticated printing mac...

Supreme Court

Supreme Court Allows Appeal in Insurance Claim Dispute — Holds that Taking Insurance Policy for Commercial Premises is for Commercial Purpose, Excluding Complainant from Definition of 'Consumer' Under Consumer Protection Act, 1986. The Court ruled that a commercial entity taking fire insurance policy for its business premises is not a 'consumer' under Section 2(1)(d) of the Act, as the policy is taken for commercial purpose.

13 Apr 2023

The present appeals by special leave assail the judgment and order dated 3rd December, 2004 of the National Consumer Disputes Redressal Commission (Na...

High Court

Bombay High Court Allows Writ Petition for Ex-Gratia Payment to Widows of Firemen Who Died in Well Rescue Operation. The court held that the term 'fire' under Section 12 of the Maharashtra Government Insurance Fund Act, 1997 includes rescue operations during emergencies, and directed the State to release compensation.

6 May 2022

The petitioners, widows of two firemen employed by the Kalyan Dombivali Municipal Corporation, sought ex-gratia payment under the Maharashtra Governme...

High Court

High Court of Karnataka Dismisses Insurance Company's Appeals in Workmen's Compensation Cases — Cleaners Held to Be Employees of Lorry Owner, Not Gratuitous Passengers. The court upheld the Commissioner's finding that the cleaners were workmen under the Workmen's Compensation Act, 1923, and the insurance company was liable to indemnify the owner.

1 Dec 2020

The appellant, New India Assurance Co. Ltd., filed five appeals under Section 30(1) of the Workmen's Compensation Act, 1923, challenging the judgment ...

High Court

High Court of Karnataka Partly Allows Appeal in Motor Accident Claim; Holds Insurer Liable to Pay and Recover for Violation of Policy Condition Regarding Hazardous Goods Endorsement. The Court Reassessed Compensation Applying the Principle of Pay and Recover and Enhanced Amounts Under Loss of Dependency and Conventional Heads.

16 Jun 2020

The appeal arose from a motor accident claim filed by the widow, parents, and minor daughter of the deceased B.S. Thippeswamy. On 2 July 2012, the dec...

Supreme Court

Supreme Court Allows Insurance Claim in Fire Damage Case — Surveyor Reports Cannot Be Ignored Without Valid Reasons. Appointment of Multiple Surveyors Without Justification Leads to Adoption of First Surveyor's Report Under Section 64UM of Insurance Act, 1938.

1 May 2019

The case involves a dispute between M/s New India Assurance Co. Ltd. (Insurance Company) and M/s Luxra Enterprises Pvt. Ltd. (Complainant), an industr...

Supreme Court

Supreme Court Allows Appeal in Insurance Claim Dispute — Constructive Total Loss of Hydraulic Excavator Entitles Insured to Full Sum Insured Without Deduction for Underinsurance or Depreciation Applied at Renewal. The Court held that the insurer cannot apply underinsurance or double depreciation when the sum insured was fixed by the insurer at renewal without a fresh proposal form.

1 Feb 2019

The appellant, Sumit Kumar Saha, purchased a Volvo Hydraulic Excavator on 27.03.2007 for Rs.51,74,000/- and insured it with the respondent, Reliance G...

High Court

Bombay High Court Admits Winding Up Petition Against Syrma Technology Pvt. Ltd. for Non-Payment of Admitted Debt Despite Insurance Payment. Court holds that receipt of insurance proceeds does not extinguish the debt or bar winding up proceedings under the Companies Act, 1956.

22 Dec 2014

The petitioner, Jiangsu Skyrun Wuxi Co. Ltd., filed a company petition under Section 433(e) of the Companies Act, 1956 seeking winding up of Syrma Tec...

High Court

Bombay High Court Strikes Down LIC Circular Imposing Assignment Charge on Finance Organizations as Ultra Vires Section 38 of Insurance Act, 1938. The court held that LIC cannot impose a charge on assignments of life insurance policies in favor of finance companies as it amounts to a restriction on the statutory right of assignment under Section 38.

19 May 2010

The petitioners, Dravya Finance Pvt. Ltd. (a Non-Banking Finance Company) and its director Hasmukh Rawal, challenged a Circular dated 24.4.2006 issued...

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