High Court of Karnataka Allows Revision Petition in Cheque Dishonour Case Due to Premature Presentation — Section 138 NI Act Complaint Quashed as Cheque Presented Before Due Date. The court held that presenting a post-dated cheque before its due date is premature and does not constitute a valid cause of action under Section 138 of the Negotiable Instruments Act, 1881.

High Court: Karnataka High Court Bench: BENGALURU In Favour of Accused
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Case Note & Summary

The revision petition was filed by the accused against the judgment dated 28.06.2023 in C.C.No.444/2019 passed by the Trial Court and the judgment dated 17.02.2026 in Crl.A.No.62/2023 passed by the Appellate Court. The complainant alleged that the accused borrowed Rs.1,50,000 and issued a post-dated cheque dated 13.06.2018. The complainant did not present the cheque on the due date but presented it on 05.12.2018, which was dishonoured for insufficient funds. The legal notice was issued but the accused did not reply. The trial court convicted the accused, and the appellate court confirmed the conviction. The High Court observed that the cheque was presented before its due date, which is premature. The court held that the presentation of a post-dated cheque before the due date does not give rise to a cause of action under Section 138 of the Negotiable Instruments Act, 1881. Consequently, the complaint was not maintainable. The High Court allowed the revision petition, set aside the judgments of the lower courts, and acquitted the accused.

Headnote

A) Negotiable Instruments Act - Dishonour of Cheque - Premature Presentation - Section 138 Negotiable Instruments Act, 1881 - The complainant presented a post-dated cheque before its due date, which was dishonoured for insufficient funds. The court held that the presentation of a post-dated cheque before the due date is premature and does not constitute a valid cause of action under Section 138. The complaint was quashed. (Paras 3-5)

B) Criminal Procedure - Revision Petition - Maintainability - Section 438 r/w 442 BNSS - The revision petition was filed against concurrent findings of the trial court and appellate court. The High Court allowed the revision, setting aside the judgments of both lower courts. (Paras 1-2, 5)

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Issue of Consideration

Whether the complaint under Section 138 of the Negotiable Instruments Act, 1881 is maintainable when the cheque was presented before its due date and dishonoured for insufficient funds.

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Final Decision

The revision petition is allowed. The judgments dated 28.06.2023 in C.C.No.444/2019 and dated 17.02.2026 in Crl.A.No.62/2023 are set aside. The accused is acquitted of the offence under Section 138 of the Negotiable Instruments Act, 1881.

Law Points

  • Section 138 Negotiable Instruments Act
  • 1881
  • premature presentation of cheque
  • dishonour of cheque
  • legal notice
  • limitation period
  • quashing of complaint
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Case Details

2026 LawText (KAR) (06) 36

CRL.RP No. 411 of 2026

2026-06-23

H.P.Sandesh

Sri Vinod Kumar M

Sri P K Bopanna

Sri P S Poovaiah

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Nature of Litigation

Criminal revision petition against conviction under Section 138 of Negotiable Instruments Act, 1881.

Remedy Sought

Petitioner (accused) sought to set aside the judgments of the Trial Court and Appellate Court convicting him under Section 138 NI Act.

Filing Reason

The cheque was presented before its due date, making the complaint premature and not maintainable.

Previous Decisions

Trial Court convicted the accused in C.C.No.444/2019 on 28.06.2023; Appellate Court confirmed the conviction in Crl.A.No.62/2023 on 17.02.2026.

Issues

Whether the complaint under Section 138 NI Act is maintainable when the cheque was presented before its due date.

Submissions/Arguments

Petitioner argued that the cheque was presented before its due date, which is premature and does not give rise to a cause of action under Section 138 NI Act.

Ratio Decidendi

The presentation of a post-dated cheque before its due date is premature and does not constitute a valid cause of action under Section 138 of the Negotiable Instruments Act, 1881. A complaint based on such premature presentation is not maintainable and is liable to be quashed.

Judgment Excerpts

The case of the complainant before the Trial Court is that the complainant and the accused were well known to each other since from several years. As per the request of the accused, the complainant has not presented the said Cheque within due date. Thereafter, on 05.12.2018, the complainant presented the said Cheque and the same was dishonoured as 'funds insufficient'.

Procedural History

The complainant filed a complaint under Section 138 NI Act in C.C.No.444/2019. The Trial Court convicted the accused on 28.06.2023. The accused appealed in Crl.A.No.62/2023, which was dismissed by the Appellate Court on 17.02.2026. The accused then filed the present revision petition under Section 438 r/w 442 BNSS before the High Court.

Acts & Sections

  • Negotiable Instruments Act, 1881: 138
  • Bharatiya Nagarik Suraksha Sanhita, 2023 (BNSS): 438, 442
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