Case Note & Summary
The High Court of Karnataka heard a batch of writ petitions filed by individual home loan borrowers against the Union of India, Ministry of Finance, Reserve Bank of India, National Housing Bank, TransUnion CIBIL Limited, PNB Housing Finance Limited, and M/s Mantri Developers Pvt. Ltd. The petitioners, who had availed housing loans, sought a direction to restrain PNB Housing Finance from taking any precipitative action and to issue a no due certificate/no objection certificate in respect of their loan accounts. The matters were clubbed and heard together. The court considered the common prayer under Article 226 of the Constitution of India. No detailed facts or reasoning are available in the provided text beyond the prayers.
Issue of Consideration
Whether the petitioners are entitled to a direction restraining the respondent bank from taking any precipitative action and to issue a no due certificate in respect of the loan accounts.
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Law Points
- Article 226
- writ jurisdiction
- housing loan
- no due certificate
- coercive action
- RBI
- CIBIL
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