Case Note & Summary
The case involved an appeal by the Regional Provident Fund Commissioner against a decision of the consumer forums regarding the status of a member of the Employees Provident Fund Scheme as a consumer under the Consumer Protection Act, 1986. The respondent, a member of the scheme, had applied for the payment of his provident fund on 15th July 1992, but his application was incomplete, leading to delays in processing. The respondent filed a complaint with the District Consumer Disputes Redressal Forum alleging deficiency in service due to the delay and sought damages. The District Forum ruled in favor of the respondent, leading to appeals by the appellant to higher consumer forums, which upheld the original decision. The core legal issue was whether the respondent could be considered a consumer and whether the services provided by the Provident Fund Commissioner constituted a service under the Act. The court analyzed the definitions of 'consumer' and 'service' under the Act, concluding that members of the Provident Fund Scheme are indeed consumers as they avail of services for consideration. The court also determined that the services rendered by the Provident Fund Commissioner qualify as services under the Act. The court held that the delayed payment of the provident fund constituted a deficiency in service, thus affirming the jurisdiction of the consumer forums in this matter. The appeal was dismissed without costs, as no one appeared on behalf of the respondent.
Headnote
A) Consumer Protection Law - Definition of Consumer - Members of the Employees Provident Fund Scheme are considered consumers under the Act - Consumer Protection Act, 1986, Section 2(1)(d) - The court held that members of the Provident Fund Scheme are consumers as they avail of services for consideration, thus falling within the definition of consumer under the Act. (Paras 10-11). B) Consumer Protection Law - Definition of Service - Services rendered under the Employees Provident Fund Scheme qualify as services under the Act - Consumer Protection Act, 1986, Section 2(1)(o) - The court determined that the services provided by the Provident Fund Commissioner are indeed services as defined under the Act, thus applicable to the case at hand. (Paras 12-13). C) Consumer Protection Law - Deficiency in Service - Delayed payment of provident fund constitutes deficiency in service - Consumer Protection Act, 1986, Section 2(1)(g) - The court found that the delay in payment of the provident fund to the member-employee amounted to deficiency of service, justifying the complaint filed. (Paras 14-15).
Issue of Consideration
Whether the provisions of the Consumer Protection Act, 1986 can be invoked against the Provident Fund Commissioner by a member of the Employees Provident Fund Scheme.
Final Decision
The Supreme Court dismissed the appeal, affirming that the respondent is a consumer and the services provided by the Provident Fund Commissioner are indeed services under the Consumer Protection Act, 1986. The court held that the delayed payment of the provident fund amounted to deficiency in service.
Law Points
- Consumer Protection Act
- 1986
- definition of consumer
- definition of service
- deficiency in service
- jurisdiction of consumer forums



